Dr. BeardoPuff
2 months ago
[financial advice for millennials]
My life insurance company: https://images.plurk.com/6Vb212hfCId8Sfh0vCgpn5.jpg
Me: https://images.plurk.com/4K7SiKv3DUc3GzWbPnvYNY.jpg
latest #22
xaris
2 months ago
......contributing 10% to what
xaris
2 months ago
retirement? lmao
Dr. BeardoPuff
2 months ago
I LIVE IN A TRAILER BECAUSE MY JOB DOESNT PAY ENOUGH TO BUY A HOUSE
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Dr. BeardoPuff
2 months ago
yes 10% to retirement
xaris
2 months ago
lawl, as the children say. la-mayo, even.
Dr. BeardoPuff
2 months ago
https://images.plurk.com/4OhWRyaF76fIsJiCEwyXmW.jpg lol sorry 15% to retirement
xaris
2 months ago
what savings deborah, groceries are $300 a week
xaris
2 months ago
i know i shouldn't be but i'm always just baffled by these things being written by rich people with no concept of money
xaris
2 months ago
'try flying your private jet only twice a week'
Dr. BeardoPuff
2 months ago
in my 40s it is recommended I set aside a percentage of every paycheck into a separate vacations savings account so that when I need to take my precious Tykes to the beach I know what my budget should be. https://images.plurk.com/7BNMahFA6lFwOdVRkddVwc.jpg
xaris
2 months ago
'consider florida' yeah they can play on the leveled houses from two hurricanes
Dr. BeardoPuff
2 months ago
the kids might want to go to Disney World but Disneyland is smaller so it will take less of your time. consider a quick trip to Anaheim instead.
Curdy&Comfy
2 months ago
God this is how I feel every time my work holds financial wellness seminars for its employees like. bitch, you're lucky I can set aside 3% of anything towards anything at all. I only started saving for retirement looks at watch like two months ago and frankly I don't think I can sustain it LOL
Curdy&Comfy
2 months ago
just. they're all so out of touch with how broke we all are
Dr. BeardoPuff
2 months ago
I am LUCKY that somehow the state of Alabama has a PRISTINE TEACHER'S PENSION That legally is RUN BY MEMBERS and NOT POLITICIANS.
Dr. BeardoPuff
2 months ago
And if weren't for that my retirement savings would be barely a thing.
Dr. BeardoPuff
2 months ago
"save for a house by cutting back on big expenses" "with the rent money I pay???? or ???? my car payment ????"
Curdy&Comfy
2 months ago
yeah cut back on rent Chris, this will have no consequences for your daily life
Unthwackability
2 months ago
ride the bus! bus systems are always adequate and well funded and not late or absent in any way.
Unthwackability
2 months ago
then you can sell that car and pay for .001 percent of your retirement!
Dr. BeardoPuff
2 months ago
the only bus in my town is the campus bus. I would have to walk about a mile along streets with no sidewalks to get to the nearest stop.
Dr. BeardoPuff
2 months ago
there is technically a campus ride system I could call but it is infamously not on time and rides get canceled as you are waiting for them. I hear this from my students all the time.
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