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Standard view
Jevic
asks
13 years ago
should I get a credit card?
techiefilmmaker
HAHAHA
latest #27
FrankieLizardo
13 years ago
utang lang yan.
FrankieLizardo
13 years ago
better idea would be getting a cash card - di sya utang, pero pwedeng gamitin like a card.
FrankieLizardo
13 years ago
alam ko sa Unionbank meron
立即下載
Jevic
asks
13 years ago
pwede ba yun pambook ng flights?
FrankieLizardo
13 years ago
alam ko parang Visa sya eh. Will check.
FrankieLizardo
13 years ago
www.unionbankph.com/inde...
ito yung sinasabi ko sa unionbank xD
Jevic
says
13 years ago
Tuwi na lang kasi may seatsale I always go:
(wala akong credit card wah)
rosmant
13 years ago
bdo atm card works the same
Bots
says
13 years ago
If you think you can manage it then go ahead. You'll need the practice anyway. If you need advice. Ask away.
J.N.R.
13 years ago
rosmant
: BPI ATM also works the same.
Lagertha
says
13 years ago
pano gawin ung sa BDO debit card? haha
Jevic
says
13 years ago
Bots
: Bossing! Hello! Ayun I'm applying one from BPI (yung Blue na MasterCard..) kasi dun ang payroll namin. Any other recommendations?
trainman_|¯|O
13 years ago
oks ang MCC din. Anyway, its good for your Credit rating..
Bots
says
13 years ago
What do you want to use it for? The point is to make money or get benefits from the card without letting them make money out of you.
Bots
says
13 years ago
For now get whatever card, be SURE and VERY SURE to pay IN FULL and ON TIME. Your credit score zoots up.
Bots
says
13 years ago
After my first two cards, companies started giving me cards. I pick and choose what I like. I get the "pre-loaded" ones (points, miles)
Bots
says
13 years ago
If their service sucks, I cash in the points and cancel. If they piss you off, don't be afraid to say "Fuck this, cancel the card"
Bots
says
13 years ago
For now, I keep two cards, with three separate limits, and with a total credit limit of a bit more than my annual salary
Bots
says
13 years ago
I always pay on time and in full. If I do not have enough money in the bank, I don't use my card. I do NOT allow finance or late charges...
trainman_|¯|O
13 years ago
jev, basta dapat matuto kang gamitin talaga siya. tama ang points ni
bots
.
trainman_|¯|O
13 years ago
tignan mo kami, 2 cards with 5 extensions and we haven't paid a single peso on annual fees, dahil lagi namin winwaive, hehe.
Jevic
says
13 years ago
I will take note of all of these. Thank you
Bots
and
techiefilmmaker
.
Bots
says
13 years ago
Discipline lang yan
Lagertha
says
13 years ago
tama sinasabi ni
Bots
! good job
haha
Lagertha
says
13 years ago
i will like this thread para pag nag credit card narin ako, mareremind ako
haha
Jevic
says
13 years ago
Bots
: sana successful ako! >_< Anyway mas naniniwala naman ako sa power ng cash over plastic money.
trainman_|¯|O
13 years ago
lenujan
: its funny coz I can actually DP a car with my credit card. imagine the power of resistance to say NO to lesser buy-me gadgets...
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