Venmo is free and I use it for people I don't know well bc everyone has it. I use PayPal all the time for vendors and friends. I haven't had many people ask me to use cashapp but I like the other two fine

I've always been curious about Venmo, is it US-only?

cpcoulter: yes, Venmo is US only. Super useful until you are trying to use it with someone out of the country.

And my honest opinion is I love all three. I use Venmo and cash app all the time to collect money from coworkers when we order lunch and for a bunch of other things. PayPal I’ve used to online shops/vendors and I love it too

I find PayPal very useful for sending money to friends and buying online

Venmo has saved my ass so many times